Loading...
•
Jun 30, 2025
Unum Q2 2025 Earnings Report
Unum reported solid premium growth and operating results, though earnings fell short of prior-year levels.
Key Takeaways
Unum Group posted Q2 2025 revenue of $3.36 billion with net income of $335.6 million and adjusted EPS of $2.07. Core operations remained strong, supported by premium growth and reinsurance transactions, but year-over-year profit was down.
Net income for Q2 2025 was $335.6 million, compared to $389.5 million in Q2 2024.
Adjusted EPS was $2.07, reflecting strong core operations despite lower investment income.
Revenue rose to $3.36 billion, with premium growth of 4.6% on a constant currency basis.
Closed a long-term care reinsurance transaction, significantly reducing exposure to legacy blocks.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
Unum raised its full-year 2025 adjusted EPS outlook to approximately $8.50, signaling confidence in ongoing performance and capital deployment initiatives.
Positive Outlook
- Raised full-year adjusted EPS outlook to ~$8.50.
- Strong capital position with $2.0 billion liquidity.
- Closed long-term care reinsurance transaction.
- Core operations showed solid premium growth.
- Continued share repurchases support capital returns.
Challenges Ahead
- Q2 earnings missed prior-year results.
- Group disability and group life experienced higher benefit ratios.
- Persistency declined across several product lines.
- Investment income declined in multiple segments.
- Closed Block segment saw a steep drop in income.
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...