Loading...
•
Jun 30
Unum Q2 2025 Earnings Report
Unum reported solid premium growth and operating results, though earnings fell short of prior-year levels.
Key Takeaways
Unum Group posted Q2 2025 revenue of $3.36 billion with net income of $335.6 million and adjusted EPS of $2.07. Core operations remained strong, supported by premium growth and reinsurance transactions, but year-over-year profit was down.
Net income for Q2 2025 was $335.6 million, compared to $389.5 million in Q2 2024.
Adjusted EPS was $2.07, reflecting strong core operations despite lower investment income.
Revenue rose to $3.36 billion, with premium growth of 4.6% on a constant currency basis.
Closed a long-term care reinsurance transaction, significantly reducing exposure to legacy blocks.
Unum
Unum
Unum Revenue by Segment
Unum Revenue by Geographic Location
Revenue by Segment
Unum US Revenue
CapyFin.comUnum International Revenue
CapyFin.comColonial Life Revenue
CapyFin.comRevenue by Geographic Location
United States Revenue
CapyFin.comUnited Kingdom Revenue
CapyFin.comPoland Revenue
CapyFin.com Forward Guidance
Unum raised its full-year 2025 adjusted EPS outlook to approximately $8.50, signaling confidence in ongoing performance and capital deployment initiatives.
Positive Outlook
- Raised full-year adjusted EPS outlook to ~$8.50.
- Strong capital position with $2.0 billion liquidity.
- Closed long-term care reinsurance transaction.
- Core operations showed solid premium growth.
- Continued share repurchases support capital returns.
Challenges Ahead
- Q2 earnings missed prior-year results.
- Group disability and group life experienced higher benefit ratios.
- Persistency declined across several product lines.
- Investment income declined in multiple segments.
- Closed Block segment saw a steep drop in income.