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Sep 30, 2020

Unum Q3 2020 Earnings Report

Reported net income and adjusted operating income, reflecting stability despite elevated mortality and unemployment.

Key Takeaways

Unum Group reported a solid financial performance for Q3 2020, with net income of $231.1 million and adjusted operating income of $245.9 million, despite challenges from elevated mortality rates and unemployment levels.

Net income for Q3 2020 was $231.1 million ($1.13 per diluted common share).

After-tax adjusted operating income was $245.9 million ($1.21 per diluted common share).

The company maintained a strong balance sheet with $1.2 billion in holding company cash.

Book value per common share grew 14.6 percent over the year-ago quarter, reaching $53.50.

Total Revenue
$3B
Previous year: $2.96B
+1.2%
EPS
$1.21
Previous year: $1.36
-11.0%
Gross Profit
$2.95B
Previous year: $2.93B
+0.6%
Cash and Equivalents
$1.18B
Previous year: $77M
+1429.9%
Free Cash Flow
$404M
Previous year: $272M
+49.0%
Total Assets
$69.6B
Previous year: $67B
+4.0%

Unum

Unum

Unum Revenue by Segment

Forward Guidance

Due to the uncertain economic environment caused by the COVID-19 pandemic, the Company is suspending its financial guidance for the remainder of 2020.

Revenue & Expenses

Visualization of income flow from segment revenue to net income