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Dec 31, 2019

Western Alliance Q4 2019 Earnings Report

Western Alliance produced strong results, achieving record revenues and earnings, and growing loans and deposits.

Key Takeaways

Western Alliance Bancorporation reported a record net income of $128.1 million and earnings per share of $1.25 for Q4 2019, an increase of 10.6% over the prior year. Loan and deposit growth contributed to total assets reaching $26.8 billion. The net interest margin was 4.39%, and tangible book value rose 3.7% to $26.54.

Net income reached a record $128.1 million, with earnings per share at $1.25.

Net interest margin was 4.39%, a slight decrease of 2 basis points from the prior quarter.

Total assets increased to $26.8 billion, driven by loan and deposit growth.

Tangible book value increased 3.7% to $26.54.

Total Revenue
$288M
Previous year: $257M
+12.0%
EPS
$1.25
Previous year: $1.13
+10.6%
Net Interest Margin
4.39%
Previous year: 4.68%
-6.2%
Efficiency Ratio (Adj.)
43.8%
Return on Avg. Assets
1.92%
Cash and Equivalents
$435M
Previous year: $499M
-12.8%
Total Assets
$26.8B
Previous year: $23.1B
+16.1%

Western Alliance

Western Alliance

Forward Guidance

Western Alliance remains committed to providing continued shareholder value with disciplined growth, while maintaining strong asset quality and industry leading revenue to expense metrics.