•
Dec 31, 2020

Western Alliance Q4 2020 Earnings Report

Western Alliance reported record revenues, PPNR, and earnings, benefiting from loan loss reserve release and growth in loans and deposits.

Key Takeaways

Western Alliance Bancorporation reported a strong Q4 2020 with record net income of $193.6 million, EPS of $1.93, and PPNR of $206.4 million. The company benefited from a $34.2 million release in loan loss reserves and growth in loans and deposits, leading to increased total assets and tangible book value per share.

Net income reached a record $193.6 million, with earnings per share at $1.93, benefiting from a $34.2 million release in loan loss reserves.

Quarterly loan and deposit growth were $1.0 billion and $3.1 billion, respectively, increasing total assets to $36.5 billion.

Pre-provision net revenue (PPNR) increased by 13.9% to $206.4 million.

Net interest margin rose to 3.84%, up 13 basis points from the prior quarter, and tangible book value per share increased by 6.4% to $30.90.

Total Revenue
$339M
Previous year: $288M
+17.6%
EPS
$1.93
Previous year: $1.25
+54.4%
Net Interest Margin
3.84%
Previous year: 4.39%
-12.5%
Cash and Equivalents
$2.67B
Previous year: $435M
+514.7%
Total Assets
$36.5B
Previous year: $26.8B
+36.1%

Western Alliance

Western Alliance