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Dec 31, 2023

Western Alliance Q4 2023 Earnings Report

Reported net income of $147.9 million and EPS of $1.33.

Key Takeaways

Western Alliance Bancorporation reported a decrease in net income to $147.9 million and earnings per share to $1.33 for Q4 2023. The company's diversified commercial business strategy drove loan and deposit momentum, contributing to net interest income growth and stable asset quality.

Earnings per share were $1.91, excluding $0.58 of notable items.

CET1 capital reached 10.8% at year-end.

Tangible book value per share rose 16% year-over-year to $46.72.

The company repaid $1.5 billion of debt and borrowings, including the entire loan from the Bank Term Funding Program.

Total Revenue
$682M
Previous year: $701M
-2.7%
EPS
$1.91
Previous year: $2.67
-28.5%
Net Interest Margin
3.65%
Previous year: 3.98%
-8.3%
Gross Profit
$1.1B
Previous year: $600M
+82.5%
Cash and Equivalents
$1.58B
Previous year: $1.04B
+51.1%
Total Assets
$70.9B
Previous year: $67.7B
+4.6%

Western Alliance

Western Alliance

Forward Guidance

The company anticipates leading profitability in 2024, supported by sturdy capital and liquidity levels, solid loan and deposit momentum, continued net interest income growth, and sustained stable asset quality.