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Dec 31, 2022

Western Alliance Q4 2022 Earnings Report

Reported record revenues, earnings, and tangible book value, driven by a diversified national commercial business strategy.

Key Takeaways

Western Alliance Bancorporation reported strong Q4 2022 financial results, with record net income of $293.0 million and earnings per share of $2.67. The company's performance was driven by its diversified, national commercial business strategy.

Net income reached a record $293.0 million, with earnings per share at $2.67, a 15.1% increase year-over-year.

Tangible book value per share increased 6.4% year-over-year to $40.25.

Quarterly deposits declined by $1.9 billion, primarily due to seasonal tax and insurance escrow deposit outflows, which have since reversed.

Net interest margin was 3.98%, compared to 3.78% in the previous quarter.

Total Revenue
$701M
Previous year: $561M
+25.0%
EPS
$2.67
Previous year: $2.34
+14.1%
Net Interest Margin
3.98%
Previous year: 3.33%
+19.5%
Gross Profit
$600M
Previous year: $524M
+14.5%
Cash and Equivalents
$1.04B
Previous year: $516M
+102.0%
Total Assets
$67.7B
Previous year: $56B
+21.0%

Western Alliance

Western Alliance

Forward Guidance

Management expects the company to sustain its earnings trajectory into 2023 while continuing its focus on asset quality.