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Jun 30, 2020

Fifth Third Q2 2020 Earnings Report

Announced second quarter 2020 results, which included a negative $0.07 impact from certain items, and proactive support in response to the pandemic.

Key Takeaways

Fifth Third Bancorp reported a net income of $195 million for the second quarter of 2020, compared to $46 million in the previous quarter and $453 million in the year-ago quarter. Net income available to common shareholders was $163 million, or $0.23 per diluted share.

Pre-provision net revenue up 4% from the prior quarter and up 10% from the year-ago quarter despite continued rate headwinds

Record capital markets revenue

Significant improvement in reported and adjusted efficiency ratio compared to both the prior and year-ago quarter

NCO ratio lower than low end of previous guidance range

Total Revenue
$1.85B
Previous year: $1.91B
-3.0%
EPS
$0.3
Previous year: $0.71
-57.7%
Efficiency Ratio
60.5%
CET1 Capital Ratio
9.72%
Net Charge-Off Ratio
0.44%
Gross Profit
$1.82B
Previous year: $1.87B
-2.7%
Cash and Equivalents
$3.22B
Previous year: $2.76B
+16.5%
Free Cash Flow
$1.46B
Previous year: $212M
+588.7%
Total Assets
$203B
Previous year: $169B
+20.2%

Fifth Third

Fifth Third

Fifth Third Revenue by Segment

Forward Guidance

The company expects credit quality to remain relatively stable in the near-term, reflecting disciplined client selection, a decade-long focus on improving credit performance, and proactive risk management actions.

Revenue & Expenses

Visualization of income flow from segment revenue to net income