Loading...
•
Sep 30, 2025
Fifth Third Q3 2025 Earnings Report
Fifth Third reported solid Q3 2025 results with strong revenue and EPS growth driven by net interest income and fee-based businesses.
Key Takeaways
Fifth Third Bancorp delivered a strong Q3 2025, with $608 million in net income and a 3% sequential increase in diluted EPS. Growth was supported by solid net interest income, improved efficiency, and disciplined expense control.
Net income available to common shareholders rose to $608 million.
EPS increased to $0.91, up from $0.88 in Q2 2025.
Net interest margin expanded for the 7th straight quarter to 3.13%.
Efficiency ratio improved to 54.9%, reflecting strong expense management.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
Fifth Third expects continued through-the-cycle performance driven by deposit growth, fee income momentum, and expense control.
Positive Outlook
- Continued demand deposit growth focus
- Improved scalability and operating leverage
- Expected strength in recurring fee revenue
- Resilient loan growth with neutral balance sheet positioning
- Increased assets under management
Challenges Ahead
- Higher net charge-offs from a commercial credit impairment
- Slight CET1 capital decline due to capital returns
- Expense pressure from inflation and tech investments
- Potential impact from economic uncertainty
- Continued provision for credit losses expected
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...