Mar 31, 2022

Medallion Q1 2022 Earnings Report

Reported strong first quarter results with increased net income and loan originations.

Key Takeaways

Medallion Financial Corp. reported a strong first quarter in 2022, with net income increasing by 17% to $9.8 million, and loan originations rising by 44% to $213.7 million. The consumer loan portfolio reached $1.5 billion, with recreation loans exceeding $1 billion for the first time. The company also reinstated its quarterly dividend and resumed stock repurchases.

Net income grew 17% to $9.8 million, or $0.39 per share.

Net interest income increased 25% to $35.9 million.

Loan originations rose 44% to $213.7 million.

Recreation loan portfolio exceeded $1 billion for the first time.

Total Revenue
$37.5M
Previous year: $30.6M
+22.4%
EPS
$0.39
Previous year: $0.29
+34.5%
Net Interest Margin
9.2%
Previous year: 9.18%
+0.2%
Cash and Equivalents
$57M
Previous year: $140M
-59.4%
Total Assets
$1.97B
Previous year: $1.7B
+15.7%

Medallion

Medallion

Medallion Revenue by Segment

Forward Guidance

Medallion Financial Corp. did not provide specific forward guidance in the press release. The release focuses on historical performance and recent strategic decisions.