Sep 30, 2022

Medallion Q3 2022 Earnings Report

Medallion Financial Corp.'s third quarter results driven by growth in consumer lending businesses.

Key Takeaways

Medallion Financial Corp. reported a net income of $7.6 million, or $0.32 per share, for the quarter ended September 30, 2022. Loan originations increased by 40% and net interest income grew by 23%.

Net income was $7.6 million, or $0.32 per share.

Net interest income grew 23% to $42.0 million.

Loan originations increased 40% to $273.7 million.

The Company repurchased 1,053,870 shares of its common stock during the quarter for $8.2 million.

Total Revenue
$41.8M
Previous year: $41.3M
+1.3%
EPS
$0.32
Previous year: $0.64
-50.0%
Net Interest Margin
8.91%
Previous year: 9.48%
-6.0%
Cash and Equivalents
$24.8M
Previous year: $30.7M
-19.3%
Total Assets
$2.2B
Previous year: $1.81B
+21.8%

Medallion

Medallion

Medallion Revenue by Segment

Forward Guidance

The company's financial results are expected to continue to be driven by growth in its consumer lending businesses, and the team is navigating the rising interest rate environment well.