Sep 30, 2024

Medallion Q3 2024 Earnings Report

Reported strong earnings driven by net interest income growth and strategic partnerships.

Key Takeaways

Medallion Financial Corp. reported a net income of $8.6 million, or $0.37 per share, for the third quarter of 2024. Net interest income grew by 8% to $52.7 million, driven by loan originations of $275.6 million. The company's strategic partnership program at Medallion Bank achieved its highest volume quarter ever, with $40 million in new loans.

Net income was $8.6 million, or $0.37 per share.

Net interest income increased by 8% to $52.7 million.

Loan originations totaled $275.6 million.

Loans outstanding grew by 13% to $2.5 billion.

Total Revenue
$77M
Previous year: $70.2M
+9.7%
EPS
$0.37
Previous year: $0.48
-22.9%
Cash and Equivalents
$188M
Previous year: $130M
+44.6%
Total Assets
$2.88B
Previous year: $2.6B
+10.8%

Medallion

Medallion

Forward Guidance

Medallion Financial is cautiously optimistic about the continued performance of its loan portfolio and anticipates continued growth in origination volumes.

Positive Outlook

  • Board of directors has authorized an increase of our quarterly dividend to $0.11 per share
  • Solid performance of our loan portfolio will continue
  • Increase our yield to offset the rise in our average cost of borrowings
  • Fintech strategic partnership program had its highest volume quarter ever with $40 million of new loans
  • Continue delivering meaningful growth in origination volumes in our newest business line