Mar 31, 2023

Medallion Q1 2023 Earnings Report

Reported first quarter results, showing increased net income and loan originations.

Key Takeaways

Medallion Financial Corp. reported a strong first quarter with net income of $15.4 million, or $0.67 per share, driven by growth in the consumer loan portfolio and medallion loan recoveries. Loan originations increased to $227.3 million, and total assets grew by 20% year-over-year.

Net income was $15.4 million, or $0.67 per share, compared to $9.8 million, or $0.39 per share, in the prior year quarter.

Net interest income grew 21% to $43.6 million from $35.9 million in the prior year quarter.

Loan originations were $227.3 million, compared to $213.7 million in the prior year quarter.

Total assets were $2.4 billion at March 31, 2023, a 20% increase over March 31, 2022.

Total Revenue
$45.7M
Previous year: $37.5M
+22.0%
EPS
$0.67
Previous year: $0.39
+71.8%
Cash and Equivalents
$20.8M
Previous year: $57M
-63.5%
Total Assets
$2.4B
Previous year: $1.97B
+22.0%

Medallion

Medallion

Forward Guidance

The company expects collections and recoveries to fluctuate for the foreseeable future.