Dec 31, 2019

Medallion Q4 2019 Earnings Report

Medallion Financial Corp. reported fourth quarter results with net income of $2.8 million and EPS of $0.11.

Key Takeaways

Medallion Financial Corp. reported a net income of $2.8 million, or $0.11 per share, for the fourth quarter of 2019. Net interest income was $26.6 million, and the net interest margin was 8.82%. Total assets were $1.55 billion as of December 31, 2019.

Net income was $2.8 million, or $0.11 per share.

Net interest income was $26.6 million.

Net interest margin was 8.82%.

Total assets were $1.55 billion as of December 31, 2019.

Total Revenue
$29.6M
Previous year: $50.6M
-41.6%
EPS
-$0.02
Previous year: $0.38
-105.3%
Net Interest Margin
8.82%
Interest Yield
12.69%
Consumer Loan Delinquencies
0.64%
Previous year: 0.57%
+12.3%
Cash and Equivalents
$67.8M
Previous year: $57.7M
+17.5%
Total Assets
$1.55B
Previous year: $1.38B
+12.2%

Medallion

Medallion

Medallion Revenue by Segment

Forward Guidance

Medallion Financial Corp. forecasts solid growth in its consumer segments for 2020 while maintaining good credit quality for the portfolio.

Positive Outlook

  • Consumer segments expected to experience solid growth in 2020.
  • Maintenance of good credit quality for the portfolio.
  • Strategic Partnership Program with financial technology companies to provide new opportunities for profits and growth.
  • Generation of fee income through the Strategic Partnership Program.
  • Portfolio diversification through the Strategic Partnership Program.