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Mar 31, 2024

Marqeta Q1 2024 Earnings Report

The global modern card issuer reported $67 billion in Total Processing Volume with Net Revenue of $118 million.

Key Takeaways

Marqeta's first quarter of 2024 showed a solid trajectory with a 33% year-over-year increase in Total Processing Volume (TPV) to $67 billion. Net Revenue was $118 million, a decrease of 46% year-over-year, impacted by a change in revenue presentation due to the new Cash App contract. Gross Profit decreased by 6% year-over-year to $84 million. GAAP Net Loss was $36 million, while Adjusted EBITDA was positive at $9 million, representing an Adjusted EBITDA margin of 8%.

Total Processing Volume (TPV) increased by 33% year-over-year, reaching $67 billion.

Net Revenue decreased by 46% year-over-year to $118 million, influenced by a contract renewal with Cash App.

Gross Profit decreased by 6% year-over-year to $84 million, primarily due to reduced pricing from the Cash App renewal.

Adjusted EBITDA was $9 million with an Adjusted EBITDA margin of 8%.

Total Revenue
$118M
Previous year: $217M
-45.7%
EPS
-$0.07
Previous year: -$0.13
-46.2%
Total Processing Volume
$66.7B
Previous year: $50B
+33.3%
Gross Profit
$84.2M
Previous year: $89.2M
-5.6%
Cash and Equivalents
$970M
Previous year: $1.05B
-7.6%
Free Cash Flow
-$765K
Total Assets
$1.56B
Previous year: $1.77B
-12.2%

Marqeta

Marqeta

Forward Guidance

This press release contains 'forward-looking statements' within the meaning of the 'safe harbor' provisions of the Private Securities Litigation Reform Act of 1995.