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Dec 31, 2024

Marqeta Q4 2024 Earnings Report

Expected Revenue:$133M
+19.9% YoY
Expected EPS:-$0.1
11.1% YoY

Key Takeaways

Marqeta's Q4 2024 shows a year-over-year increase in total processing volume (TPV) by 29% reaching $80 billion. Net Revenue increased by 14% to $136 million, and Gross Profit increased by 18% to $98 million. The company reported a GAAP Net Loss of $27 million and an Adjusted EBITDA of $13 million.

Total processing volume (TPV) was $80 billion, a 29% year-over-year increase.

Net Revenue reached $136 million, representing a 14% year-over-year increase.

Gross Profit increased by 18% year-over-year to $98 million.

GAAP Net Loss decreased by $13 million, or 33%, year-over-year to $27 million.

Total Processing Volume
$80B
Previous year: $62B
+29.0%
Gross Profit
$98M
Previous year: $83M
+18.1%
Cash and Equivalents
$923M
Previous year: $981M
-5.9%
Total Assets
$1.46B
Previous year: $1.59B
-8.0%

Marqeta

Marqeta

Forward Guidance

Marqeta provided guidance for the first quarter of 2025, projecting net revenue growth of 14-16% and gross profit growth of 11-13%. The adjusted EBITDA margin is expected to be between 10-11%.

Positive Outlook

  • Net Revenue Growth: 14 - 16%
  • Gross Profit Growth: 11 - 13%
  • Adjusted EBITDA Margin: 10 - 11%