•
Jun 30, 2024

Marqeta Q2 2024 Earnings Report

Marqeta's financial performance reflected a mix of strategic progress and challenges in Q2 2024.

Key Takeaways

Marqeta reported a 32% year-over-year increase in Total Processing Volume (TPV) reaching $71 billion. Net Revenue decreased by 46% to $125 million, impacted by a change in revenue presentation due to a new Cash App contract. GAAP Net Income was $119 million, including a $158 million one-time benefit. Adjusted EBITDA was negative $2 million.

Total Processing Volume (TPV) increased by 32% year-over-year to $71 billion.

Net Revenue decreased by 46% year-over-year to $125 million, impacted by Cash App contract changes.

GAAP Net Income was $119 million, including a one-time benefit of $158 million.

Marqeta signed a five-year deal with Varo Bank and is the first U.S. issuer-processor certified by Visa to support Visa Flexible Credential.

Total Revenue
$125M
Previous year: $231M
-45.8%
EPS
$0.23
Previous year: -$0.11
-309.1%
Total Processing Volume
$71B
Previous year: $54B
+31.5%
Gross Profit
$79M
Previous year: $85M
-7.1%
Cash and Equivalents
$925M
Free Cash Flow
$19.5M
Total Assets
$1.49B

Marqeta

Marqeta

Forward Guidance

This press release contains forward-looking statements that are subject to risks and uncertainties.