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Sep 30, 2022

Marqeta Q3 2022 Earnings Report

Marqeta's Q3 2022 earnings were released, showing a significant year-over-year revenue increase and platform expansion.

Key Takeaways

Marqeta reported a 46% year-over-year increase in net revenue, reaching $192 million in Q3 2022. The company's total processing volume grew by 54%, and it launched new banking capabilities and a European data residency program.

Net revenue increased by 46% year-over-year to $192 million.

Total processing volume (TPV) grew by 54% year-over-year to $42 billion.

Gross profit increased by 36% year-over-year to $80 million, with a gross margin of 42%.

Launched Marqeta for Banking, expanding its platform with new banking capabilities.

Total Revenue
$192M
Previous year: $132M
+45.7%
EPS
-$0.1
Previous year: -$0.08
+25.0%
Total Processing Volume
$42B
Previous year: $27.6B
+52.2%
Gross Profit
$80M
Previous year: $59.1M
+35.4%
Cash and Equivalents
$1.2B
Previous year: $1.26B
-4.4%
Total Assets
$1.77B
Previous year: $1.78B
-0.5%

Marqeta

Marqeta

Forward Guidance

Marqeta provided guidance for the fourth quarter of 2022, projecting net revenue growth of 29-31%, a gross profit margin of 42-43%, and an adjusted EBITDA margin of negative 5-6%.