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Dec 31, 2022

Marqeta Q4 2022 Earnings Report

Marqeta's Q4 2022 earnings reflected a 31% increase in net revenue and a 41% increase in TPV year-over-year.

Key Takeaways

Marqeta reported a 31% increase in net revenue to $204 million and a 41% increase in TPV to $47 billion in Q4 2022. The company's gross profit increased by 15% year-over-year to $87 million, while GAAP net loss decreased by 28% to $26 million.

TPV increased by 41% year-over-year to $47 billion.

Net revenue increased by 31% year-over-year to $204 million.

Gross profit increased by 15% year-over-year to $87 million.

Net loss decreased by 28% year-over-year to $26 million.

Total Revenue
$204M
Previous year: $155M
+31.1%
EPS
-$0.05
Previous year: -$0.07
-28.6%
Total Processing Volume
$47B
Previous year: $33B
+42.2%
Gross Profit
$87M
Previous year: $75.8M
+14.8%
Cash and Equivalents
$1.18B
Previous year: $1.25B
-5.1%
Total Assets
$1.77B
Previous year: $1.83B
-3.3%

Marqeta

Marqeta

Forward Guidance

Marqeta provided guidance for the first quarter of 2023, projecting net revenue growth of 26-28%, gross profit growth of 14-16%, and an adjusted EBITDA margin of negative 5-6%.

Positive Outlook

  • Net Revenue Growth: 26-28%
  • Gross Profit Growth: 14-16%

Challenges Ahead

  • Adjusted EBITDA Margin: Negative 5-6%