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Dec 31, 2021

Marqeta Q4 2021 Earnings Report

Marqeta reported strong financial results for Q4 and full year 2021, highlighting accelerated growth rates.

Key Takeaways

Marqeta's Q4 2021 net revenue reached $155 million, a 76% year-over-year increase, with a total processing volume of $33 billion, also up by 76%. The company's annual revenue was $517 million, up 78% from 2020, and annual total processing volume increased by 85% to $111 billion.

Q4 net revenue was $155.414 million, up 76% year-over-year.

Q4 total processing volume (TPV) was $33.046 billion, a 76% year-over-year increase.

Q4 gross profit reached $75.799 million, up 108% year-over-year.

Marqeta crossed a major platform scale milestone in December, with annual TPV crossing $100 billion for 2021, finishing at $111 billion for the year.

Total Revenue
$155M
Previous year: $88.2M
+76.2%
EPS
-$0.07
Previous year: -$0.0285
+146.0%
Total Processing Volume
$33B
Previous year: $18.7B
+76.3%
Gross Profit
$75.8M
Previous year: $36.4M
+108.0%
Cash and Equivalents
$1.25B
Total Assets
$1.83B

Marqeta

Marqeta

Forward Guidance

Marqeta provided guidance for the first quarter of 2022, expecting net revenue growth of 48-50%, a gross profit margin of 43-44%, and an adjusted EBITDA margin of negative 8-9%.