Mar 31, 2024

WSFS Q1 2024 Earnings Report

WSFS reported a strong first quarter in 2024, marked by solid financial performance and strategic growth initiatives.

Key Takeaways

WSFS Financial Corporation reported a first quarter 2024 ROA of 1.28% and EPS of $1.09, reflecting balance sheet strength and a diverse business model. Annualized loan growth reached 7%, driven by both commercial and consumer business lines.

Core EPS was $1.11, and core ROA was 1.31%.

Gross loans grew by 2% (7% annualized), primarily due to commercial portfolio growth and the consumer partnership with Spring EQ.

The net interest margin was 3.84%, reflecting lagging increases in deposit pricing.

WSFS repurchased 492,368 shares of common stock for $21.0 million and declared a quarterly cash dividend of $0.15 per share.

Total Revenue
$175M
Previous year: $183M
-4.0%
EPS
$1.11
Previous year: $1.02
+8.8%
Efficiency Ratio
59.3%
Previous year: 54%
+9.8%
Cash and Equivalents
$977M
Previous year: $1.1B
-11.4%
Free Cash Flow
$109M
Previous year: $29.3M
+270.3%
Total Assets
$20.6B
Previous year: $20.3B
+1.3%

WSFS

WSFS

WSFS Revenue by Segment

Forward Guidance

The company did not provide specific forward guidance in the provided document.