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Dec 31, 2019

WSFS Q4 2019 Earnings Report

WSFS reported Q4 2019 EPS of $0.88, marking the first year of its strategic plan with strong operating results and the successful integration of the Beneficial acquisition.

Key Takeaways

WSFS Financial Corporation reported a net income of $45.7 million, or $0.88 per share, for the fourth quarter of 2019. The results reflect the impact of the Beneficial Bancorp, Inc. acquisition and include net corporate development and restructuring costs of $6.1 million. The company's core ROA was 1.63%, and core EPS was $0.96.

Core ROA was 1.63% in 4Q 2019, compared to 1.67% for 4Q 2018.

Core EPS was $0.96 in 4Q 2019, compared to $0.94 for 4Q 2018.

Core net revenue in 4Q 2019 increased by 58% from 4Q 2018, driven by increases in both core net interest income and core fee income.

The core efficiency ratio was 58.0% in 4Q 2019, compared with 58.5% in 4Q 2018.

Total Revenue
$118M
Previous year: $64.7M
+81.8%
EPS
$0.96
Previous year: $0.94
+2.1%
Net Interest Margin
4.35%
Previous year: 4.16%
+4.6%
Efficiency Ratio
61.5%
ROA
1.48%
Gross Profit
$159M
Previous year: $103M
+54.9%
Cash and Equivalents
$164M
Previous year: $621M
-73.6%
Free Cash Flow
$11.3M
Previous year: $27.6M
-58.9%
Total Assets
$12.3B
Previous year: $7.25B
+69.1%

WSFS

WSFS

WSFS Revenue by Segment

Forward Guidance

WSFS looks forward to the continuing execution of its Strategic Plan in 2020, including realizing the Company’s significant growth opportunity and accelerating our Delivery Transformation efforts.

Revenue & Expenses

Visualization of income flow from segment revenue to net income