Jun 30, 2024

WSFS Q2 2024 Earnings Report

WSFS reported strong second-quarter results, driven by loan, deposit, and diversified fee revenue growth, alongside a net interest margin of 3.85%.

Key Takeaways

WSFS Financial Corporation reported a solid second quarter in 2024, with a return on average assets (ROA) of 1.34% and earnings per share (EPS) of $1.16. The results reflect growth in loans, deposits, and diversified fee revenue, along with a net interest margin of 3.85%.

Core fee revenue increased by 13%, driven by Cash Connect, Wealth and Trust, Capital Markets, and Mortgage businesses.

Annualized loan growth of 6% was primarily driven by commercial and consumer lending portfolios.

Deposits increased 3% annualized.

Net interest margin increased slightly from the prior quarter to 3.85%.

Total Revenue
$174M
Previous year: $182M
-4.1%
EPS
$1.08
Previous year: $1.16
-6.9%
Net Interest Margin
3.85%
Previous year: 4.11%
-6.3%
Efficiency Ratio
58.5%
Previous year: 56.7%
+3.2%
Cash and Equivalents
$1.02B
Previous year: $1.12B
-8.4%
Free Cash Flow
$42.1M
Previous year: $91.4M
-53.9%
Total Assets
$20.7B
Previous year: $20.4B
+1.8%

WSFS

WSFS

WSFS Revenue by Segment

Forward Guidance

WSFS's strong performance in Q2 2024 provides momentum heading into the second half of the year.