Dec 31, 2023

WSFS Q4 2023 Earnings Report

WSFS reported strong deposit and fee revenue growth with a NIM of 3.99% and EPS of $1.05.

Key Takeaways

WSFS Financial Corporation reported a net income attributable to WSFS of $63.9 million, or $1.05 per share, for the fourth quarter of 2023. The results reflect strong deposit and fee revenue growth and a net interest margin of 3.99%.

Core EPS was $1.15 compared to $1.23 for 3Q 2023.

Core ROA was 1.36% compared to 1.46% for 3Q 2023.

Customer deposits increased by $525.1 million, or 3% for the quarter.

Core fee revenue (noninterest income) was a record $78.0 million, an increase of $4.6 million, or 6%, compared to 3Q 2023.

Total Revenue
$178M
Previous year: $194M
-8.1%
EPS
$1.15
Previous year: $1.38
-16.7%
Net Interest Margin
3.99%
Previous year: 4.49%
-11.1%
Efficiency Ratio
55.56%
Previous year: 51.2%
+8.5%
Cash and Equivalents
$1.09B
Previous year: $333M
+228.2%
Free Cash Flow
-$54.3M
Previous year: $72.8M
-174.5%
Total Assets
$20.6B
Previous year: $19.9B
+3.4%

WSFS

WSFS

WSFS Revenue by Segment

Forward Guidance

The company enters 2024 with momentum and a continued focus on franchise growth and capitalizing on the opportunities in our market.