Dec 31, 2024

WSFS Q4 2024 Earnings Report

WSFS reported strong deposit growth and record wealth and trust revenue.

Key Takeaways

WSFS Financial Corporation reported a strong fourth quarter with earnings per share of $1.09, a return on average assets of 1.21%, and a net interest margin of 3.80%. The company experienced robust deposit growth and record performance in its Wealth and Trust franchise. However, results were impacted by an adverse event related to a Cash Connect® Client.

Core ROA was 1.24%, compared to 1.22% for 3Q 2024.

Core EPS was $1.11, compared to $1.08 for 3Q 2024.

Customer deposits increased 4% compared to 3Q 2024 and 4% compared to 4Q 2023, driven by broad-based growth across our Trust, Consumer, and Commercial business lines.

Net interest margin of 3.80%, compared to 3.78% for 3Q 2024, reflects active deposit repricing actions and higher noninterest deposits, partially offset by lower loan yields.

Total Revenue
$178M
Previous year: $178M
+0.0%
EPS
$1.11
Previous year: $1.15
-3.5%
Net Interest Margin
3.8%
Previous year: 3.99%
-4.8%
ROA
1.21%

WSFS

WSFS

WSFS Revenue by Segment

Forward Guidance

WSFS enters 2025 with continued momentum and opportunity as we embark on our 2025-2027 Strategic Plan.