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Mar 31, 2020

Bar Harbor Bankshares Q1 2020 Earnings Report

Bar Harbor Bankshares' first quarter earnings increased due to growth in commercial loans and non-maturity deposits.

Key Takeaways

Bar Harbor Bankshares reported a strong first quarter with a 6% increase in net income compared to the same quarter of the previous year. The company's financial performance was driven by growth in commercial loans and non-maturity deposits.

Net income increased by 6% compared to Q1 2019, reaching $7.7 million or $0.50 per share.

Commercial loans experienced an annualized growth of 6%.

Non-maturity deposits grew at an annualized rate of 10%.

Net interest margin improved to 3.06% compared to 2.77% in the same quarter last year.

Total Revenue
$33M
Previous year: $27.9M
+18.1%
EPS
$0.5
Previous year: $0.47
+6.4%
Net interest margin
3.06%
Previous year: 2.77%
+10.5%
Loan to deposit ratio
99%
Previous year: 102%
-2.9%
Gross Profit
$33M
Previous year: $27.9M
+18.1%
Cash and Equivalents
$85.7M
Previous year: $54.1M
+58.3%
Free Cash Flow
$2.38M
Previous year: $2.47M
-3.7%
Total Assets
$3.68B
Previous year: $3.63B
+1.3%

Bar Harbor Bankshares

Bar Harbor Bankshares