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Sep 30, 2022

Bar Harbor Bankshares Q3 2022 Earnings Report

Reported strong third-quarter results with growth in loans, asset quality, and net interest margin.

Key Takeaways

Bar Harbor Bankshares reported a net income of $11.4 million, or $0.76 per diluted share, for the third quarter of 2022, compared to $11.0 million, or $0.73 per diluted share, for the same quarter in 2021. The company saw strong loan growth, asset quality, and expansion in net interest margin.

Return on assets was 1.20%, compared to 1.16% in the third quarter of 2021.

Annualized loan growth was 18%.

Annualized core deposit growth was 12%.

Net interest margin was 3.47%, compared to 3.02% in the same quarter of 2021.

Total Revenue
$38.7M
Previous year: $36.9M
+4.9%
EPS
$0.76
Previous year: $0.73
+4.1%
Net interest margin
3.47%
Previous year: 3.02%
+14.9%
Efficiency ratio
58%
Gross Profit
$38.7M
Previous year: $36.9M
+4.9%
Cash and Equivalents
$82.1M
Previous year: $341M
-75.9%
Free Cash Flow
$20.3M
Previous year: $17.6M
+14.9%
Total Assets
$3.84B
Previous year: $3.74B
+2.7%

Bar Harbor Bankshares

Bar Harbor Bankshares