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Sep 30, 2023

Bar Harbor Bankshares Q3 2023 Earnings Report

Reported net income of $11.1 million, with diluted EPS of $0.73, driven by consistent performance and strategic balance sheet management.

Key Takeaways

Bar Harbor Bankshares reported a solid third quarter with net income of $11.1 million, or $0.73 per diluted share. The company focused on managing funding costs and selectively growing high-quality loan relationships, while non-performing assets remained low and deposit beta was well-managed.

Net income reached $11.1 million, or $0.73 per diluted share.

Net interest income increased to $29.2 million.

Non-performing assets remained low at 0.17% of total assets.

Opened 1,740 non-maturity accounts.

Total Revenue
$38M
Previous year: $38.7M
-1.9%
EPS
$0.73
Previous year: $0.76
-3.9%
Efficiency ratio
59%
Previous year: 58%
+1.7%
Cash and Equivalents
$123M
Previous year: $82.1M
+49.7%
Free Cash Flow
$11.7M
Previous year: $20.3M
-42.3%
Total Assets
$3.98B
Previous year: $3.84B
+3.7%

Bar Harbor Bankshares

Bar Harbor Bankshares

Bar Harbor Bankshares Revenue by Segment

Forward Guidance

Bar Harbor Bankshares' management expressed confidence in the company's ability to execute its business strategies and deliver shareholder returns amid volatile market conditions.