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Sep 30, 2020

Bar Harbor Bankshares Q3 2020 Earnings Report

Bar Harbor Bankshares reported an increase in net income and core earnings for Q3 2020.

Key Takeaways

Bar Harbor Bankshares reported a net income of $8.4 million, or $0.56 per share, for the third quarter of 2020, compared to $5.0 million, or $0.32 per share, for the same quarter in 2019. Core earnings, a non-GAAP measure, increased by 30% to $9.2 million, or $0.61 per share.

Net income increased to $8.4 million, or $0.56 per share.

Core earnings increased 30% to $9.2 million, or $0.61 per share.

Net interest margin increased to 2.98% from 2.75%.

Total assets reached $3.9 billion.

Total Revenue
$34.8M
Previous year: $30.1M
+15.6%
EPS
$0.61
Previous year: $0.47
+29.8%
Net interest margin
2.98%
Previous year: 2.75%
+8.4%
Efficiency ratio
59.5%
Previous year: 65%
-8.5%
Gross Profit
$34.8M
Previous year: $30.1M
+15.6%
Cash and Equivalents
$216M
Previous year: $71.6M
+201.2%
Free Cash Flow
$12.4M
Previous year: $8.8M
+41.4%
Total Assets
$3.86B
Previous year: $3.61B
+6.8%

Bar Harbor Bankshares

Bar Harbor Bankshares

Forward Guidance

The Company expects to grow investor returns while maintaining its culture and commitment to customers, employees and communities throughout this economic cycle.