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Mar 31, 2024

Bar Harbor Bankshares Q1 2024 Earnings Report

Bar Harbor Bankshares reported stable earnings in line with expectations for Q1 2024.

Key Takeaways

Bar Harbor Bankshares reported a net income of $10.1 million, or $0.66 per diluted share, for the first quarter of 2024. The company saw yield expansion across all earning asset classes, maintained robust liquidity and capital levels, and demonstrated strong credit metrics.

Return on assets was 1.03%.

Commercial loan growth was 7% annualized.

Net interest margin was 3.14%.

Non-accruing loans to total loans ratio was 0.23%.

Total Revenue
$36.6M
Previous year: $40.1M
-8.6%
EPS
$0.66
Previous year: $0.86
-23.3%
Net interest margin
3.14%
Previous year: 3.54%
-11.3%
Efficiency ratio
59.84%
Previous year: 55%
+8.8%
Cash and Equivalents
$76.2M
Previous year: $82.7M
-7.8%
Free Cash Flow
$7.84M
Previous year: $10.2M
-23.0%
Total Assets
$3.96B
Previous year: $3.93B
+0.8%

Bar Harbor Bankshares

Bar Harbor Bankshares

Bar Harbor Bankshares Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the press release.