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Dec 31, 2020

Bar Harbor Bankshares Q4 2020 Earnings Report

Reported net income of $8.6 million, or $0.58 per share, compared to $4.2 million, or $0.27 per share, in the same quarter of 2019.

Key Takeaways

Bar Harbor Bankshares reported a strong fourth quarter with net income reaching $8.6 million, a notable increase from the $4.2 million reported in the same quarter of the previous year. The increase in earnings was attributed to commercial loan growth and positive trends in credit quality.

Net income increased to $8.6 million, or $0.58 per share.

Core earnings (non-GAAP) increased to $9.2 million, or $0.62 per share.

Commercial loan growth was 11% annualized, excluding PPP loans.

Core deposits increased by $86.4 million.

Total Revenue
$40.1M
Previous year: $31.9M
+25.6%
EPS
$0.62
Previous year: $0.56
+10.7%
Net interest margin
3.02%
Previous year: 2.95%
+2.4%
Gross Profit
$40.1M
Previous year: $31.9M
+25.6%
Cash and Equivalents
$226M
Previous year: $56.9M
+297.1%
Free Cash Flow
$3.86M
Previous year: $8.18M
-52.8%
Total Assets
$3.72B
Previous year: $3.67B
+1.5%

Bar Harbor Bankshares

Bar Harbor Bankshares