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Mar 31, 2020

Independent Bank Q1 2020 Earnings Report

Reported net income, reflecting assumptions related to the Coronavirus Pandemic

Key Takeaways

Independent Bank Corp. reported a net income of $26.8 million for the first quarter of 2020, which was impacted by an elevated provision for credit losses of $25.0 million due to assumptions regarding the impact of the Coronavirus pandemic.

Net income for the first quarter of 2020 was $26.8 million, or $0.78 per diluted share.

Total assets increased to $12.0 billion at March 31, 2020, a 5.1% increase from the prior quarter.

Deposit balances increased by $268.8 million, or 2.9%, from the prior quarter.

The company repurchased 1.2 million shares of common stock at a $73.2 million cost.

Total Revenue
$121M
Previous year: $104M
+16.0%
EPS
$0.78
Previous year: $1.3
-40.0%
Net interest margin
3.74%
Loans to deposits ratio
94.69%
Cash and Equivalents
$471M
Previous year: $107M
+341.6%
Free Cash Flow
-$12.2M
Previous year: $30.5M
-139.9%
Total Assets
$12B
Previous year: $9B
+33.2%

Independent Bank

Independent Bank