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Dec 31, 2023

Independent Bank Q4 2023 Earnings Report

Reported a decrease in net income compared to the previous quarter, but achieved solid financial results overall in 2023.

Key Takeaways

Independent Bank Corp. reported a fourth-quarter net income of $54.8 million, or $1.26 per diluted share. Total assets reached $19.3 billion, and total loans amounted to $14.3 billion. The company executed a stock repurchase plan, buying back 1.3 million shares for $69.0 million.

Net income for the fourth quarter was $54.8 million, or $1.26 per diluted share, a decrease of 9.9% compared to the prior quarter.

Total assets remained relatively consistent with the prior quarter at $19.3 billion.

Total loans increased by 0.4% compared to the prior quarter, reaching $14.3 billion.

The company repurchased 1.3 million shares of common stock for $69.0 million during the quarter.

Total Revenue
$177M
Previous year: $201M
-11.7%
EPS
$1.26
Previous year: $1.69
-25.4%
Net interest margin
3.38%
Previous year: 3.85%
-12.2%
Return on avg. assets
1.13%
Previous year: 1.56%
-27.6%
Return on avg. equity
7.51%
Previous year: 10.7%
-29.8%
Cash and Equivalents
$179M
Previous year: $176M
+1.7%
Free Cash Flow
$47.2M
Previous year: $111M
-57.6%
Total Assets
$19.3B
Previous year: $19.3B
+0.3%

Independent Bank

Independent Bank

Forward Guidance

Independent Bank Corp. did not provide specific forward guidance in the earnings report.