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Mar 31, 2022

Independent Bank Q1 2022 Earnings Report

Reported a net income of $53.1 million for the first quarter of 2022.

Key Takeaways

Independent Bank Corp. reported a strong start to 2022 with a net income of $53.1 million for the first quarter. The results reflect the successful integration of East Boston Savings Bank and a focus on strengthening customer relationships.

Net income for Q1 2022 was $53.1 million, or $1.12 per diluted share, compared to $1.7 million, or $0.04 per diluted share, for Q4 2021.

Excluding merger-related costs and initial provision for credit losses, operating net income was $58.2 million, or $1.23 per diluted share, for Q1 2022 compared to $65.7 million, or $1.63 per diluted share for Q4 2021.

Total assets decreased slightly to $20.2 billion, while total loans remained relatively flat at $13.6 billion.

Net interest income increased by 12.2% to $137.4 million compared to the prior quarter.

Total Revenue
$164M
Previous year: $121M
+35.5%
EPS
$1.23
Previous year: $1.26
-2.4%
Net interest margin
3.09%
Previous year: 3.25%
-4.9%
Return on avg. assets
1.06%
Previous year: 1.26%
-15.9%
Return on avg. equity
7.16%
Previous year: 9.87%
-27.5%
Cash and Equivalents
$1.84B
Previous year: $1.77B
+4.0%
Free Cash Flow
$67.2M
Previous year: $64.9M
+3.5%
Total Assets
$20.2B
Previous year: $13.8B
+46.4%

Independent Bank

Independent Bank

Independent Bank Revenue by Segment

Forward Guidance

The document does not contain explicit forward guidance. Therefore, a summary cannot be provided.