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Mar 31, 2023

Independent Bank Q1 2023 Earnings Report

Net income of $61.2 million was reported for Q1 2023.

Key Takeaways

Independent Bank Corp. reported a net income of $61.2 million for the first quarter of 2023, a decrease compared to the previous quarter. The results were influenced by increased interest expenses due to higher deposit costs and increased borrowings.

Net income for Q1 2023 was $61.2 million, or $1.36 per diluted share.

Total assets increased slightly to $19.4 billion.

Deposit balances decreased by $606.8 million to $15.3 billion.

Net interest income decreased to $159.0 million due to higher funding costs.

Total Revenue
$187M
Previous year: $164M
+14.4%
EPS
$1.36
Previous year: $1.23
+10.6%
Net interest margin
3.79%
Previous year: 3.09%
+22.7%
Return on avg. assets
1.3%
Previous year: 1.06%
+22.6%
Return on avg. equity
8.63%
Previous year: 7.16%
+20.5%
Cash and Equivalents
$503M
Previous year: $1.84B
-72.7%
Free Cash Flow
$47.2M
Previous year: $67.2M
-29.7%
Total Assets
$19.4B
Previous year: $20.2B
-3.6%

Independent Bank

Independent Bank

Forward Guidance

The company did not provide specific forward guidance in the provided document.