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Jun 30, 2021

Independent Bank Q2 2021 Earnings Report

Reported a net income of $37.6 million for the second quarter of 2021.

Key Takeaways

Independent Bank Corp. reported a net income of $37.6 million for the second quarter of 2021, a decrease compared to the previous quarter's $41.7 million. The results include merger-related costs of $1.7 million. Despite a decrease in net interest income, the company saw growth in deposit balances and a reduction in the cost of deposits.

Net income for the second quarter of 2021 was $37.6 million, or $1.14 per diluted share.

Total assets reached $14.2 billion, an increase of $420.3 million from the prior quarter.

Deposit balances increased by $393.4 million to $12.0 billion.

Net interest income decreased to $93.4 million compared to $95.6 million for the prior quarter.

Total Revenue
$118M
Previous year: $119M
-0.8%
EPS
$1.17
Previous year: $0.76
+53.9%
Net interest margin
2.99%
Previous year: 3.25%
-8.0%
Return on avg. assets
1.08%
Previous year: 0.79%
+36.7%
Return on avg. equity
8.7%
Previous year: 5.97%
+45.7%
Cash and Equivalents
$226M
Previous year: $1.11B
-79.6%
Free Cash Flow
$45.8M
Previous year: -$6.4M
-816.7%
Total Assets
$14.2B
Previous year: $13B
+9.0%

Independent Bank

Independent Bank

Forward Guidance

Independent Bank Corp. is focused on growth opportunities as the local economy recovers and is working on the merger with Meridian Bancorp./East Boston Savings Bank.