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Dec 31, 2019

Independent Bank Q4 2019 Earnings Report

Independent Bank Corp. reported a net income of $47.5 million for Q4 2019.

Key Takeaways

Independent Bank Corp. reported a net income of $47.5 million, or $1.38 per diluted share, for the fourth quarter of 2019. Total assets decreased slightly from the prior quarter, while total loans and deposits also saw decreases. The company's net interest income decreased due to recent Federal Reserve rate cuts and lower acquired loan accretion income.

Net income for the fourth quarter of 2019 was $47.5 million, or $1.38 per diluted share.

Total assets at December 31, 2019, were $11.4 billion, a decrease of 1.2% from the prior quarter.

Net interest income for the fourth quarter decreased 4.4% to $100.0 million compared to the prior quarter.

Noninterest income increased by 4.7% compared to the prior quarter, reaching $33.3 million.

Total Revenue
$133M
Previous year: $104M
+28.4%
EPS
$1.38
Previous year: $1.29
+7.0%
Net interest margin
3.9%
Return on avg. assets
1.64%
Return on avg. equity
11.06%
Cash and Equivalents
$151M
Previous year: $128M
+18.4%
Free Cash Flow
$74.5M
Previous year: $35.1M
+112.4%
Total Assets
$11.4B
Previous year: $8.85B
+28.7%

Independent Bank

Independent Bank

Forward Guidance

The company did not provide forward guidance in the earnings report.