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Jun 30, 2022

Independent Bank Q2 2022 Earnings Report

Reported a net income of $61.8 million, driven by higher revenues.

Key Takeaways

Independent Bank Corp. reported a strong second quarter with a net income of $61.8 million, or $1.32 per diluted share. The performance was driven by higher revenues and disciplined growth, with solid results in loan and revenue growth, and a sound balance sheet.

Net income for the second quarter was $61.8 million, or $1.32 per diluted share.

Total assets reached $20.0 billion as of June 30, 2022.

Total loans increased to $13.7 billion, reflecting a 2.8% annualized growth rate.

Net interest income increased by 5.4% to $144.9 million compared to the prior quarter.

Total Revenue
$173M
Previous year: $118M
+46.0%
EPS
$1.32
Previous year: $1.17
+12.8%
Net interest margin
3.27%
Previous year: 2.99%
+9.4%
Return on avg. assets
1.24%
Previous year: 1.08%
+14.8%
Return on avg. equity
8.49%
Previous year: 8.7%
-2.4%
Cash and Equivalents
$1.48B
Previous year: $226M
+554.2%
Free Cash Flow
$89.1M
Previous year: $45.8M
+94.3%
Total Assets
$20B
Previous year: $14.2B
+40.8%

Independent Bank

Independent Bank

Forward Guidance

The press release does not contain specific forward guidance. Therefore, a response cannot be generated.