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Jun 30, 2020

Triumph Financial Q2 2020 Earnings Report

Reported net income to common stockholders of $13.4 million.

Key Takeaways

Triumph Bancorp reported a net income available to common stockholders of $13.4 million for the second quarter of 2020, with diluted earnings per share of $0.56. The company recorded a total credit loss expense of $13.6 million and managed short-term deferrals on loan balances of $571.8 million to assist customers impacted by COVID-19. The balance sheet reflected a growth in total loans held for investment and an increase in total deposits.

Net income available to common stockholders was $13.4 million, with diluted earnings per share of $0.56.

Adjusted diluted earnings per share were $0.25, excluding the gain on sale of Triumph Premium Finance, net of taxes.

Total credit loss expense was $13.6 million, including $11.0 million related to the loan portfolio.

Net interest margin was 5.11%.

Total Revenue
$84.3M
Previous year: $71M
+18.6%
EPS
$0.25
Previous year: $0.48
-47.9%
Net Interest Margin
5.11%
Past Due to Total Loans
1.5%
Previous year: 1.6%
-6.3%
Non-Performing Assets
1.2%
Previous year: 0.86%
+39.5%
Cash and Equivalents
$437M
Previous year: $209M
+108.8%
Total Assets
$5.62B
Previous year: $4.78B
+17.4%

Triumph Financial

Triumph Financial

Forward Guidance

The earnings report does not contain specific forward guidance.