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Jun 30
Triumph Financial Q2 2025 Earnings Report
Triumph Financial reported a profitable Q2 2025, boosted by a significant USPS litigation settlement and strong transportation revenue growth.
Key Takeaways
Triumph Financial posted $3.6M in net income for Q2 2025, supported by a $12.4M USPS settlement recovery. Core transportation revenue climbed to $237M despite a soft freight market, while network engagement reached 63%.
Net income of $3.6M returned to profitability after a noisy prior quarter
Transportation revenue annualized at $237M, up 15.2% QoQ
Network engagement grew to 63% of brokered freight
USPS litigation settlement recovered $12.4M, boosting results
Triumph Financial
Triumph Financial
Triumph Financial Revenue by Segment
Triumph Financial Revenue by Geographic Location
Revenue by Segment
Banking Revenue
CapyFin.comFactoring Revenue
CapyFin.comPayments Revenue
CapyFin.comIntelligence Revenue
CapyFin.comRevenue by Geographic Location
United States Revenue
CapyFin.com Forward Guidance
Management expects Q3 expenses to normalize closer to core run rates and anticipates continued growth in transportation revenue and LoadPay accounts.
Positive Outlook
- Transportation revenue expected to grow further despite market softness
- LoadPay accounts targeted to reach 5,000–10,000 by year-end
- RXO joining as a second FaaS distribution partner in Q3
- Operational efficiency initiatives to lower expenses starting in Q3
- Greenscreens integration to drive future Intelligence revenue
Challenges Ahead
- Freight cycle remains weak with limited near-term tailwinds
- Factoring margins pressured by soft spot market rates
- Continued uncertainty from tariffs and regulatory changes
- Q3 expenses to remain elevated due to Greenscreens integration costs
- Economic uncertainty could limit demand recovery in trucking