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Dec 31, 2020

Triumph Financial Q4 2020 Earnings Report

Reported net income to common stockholders

Key Takeaways

Triumph Bancorp reported a strong fourth quarter with net income to common shareholders of $31.3 million and diluted earnings per share of $1.25. Key drivers included net interest income of $83.6 million and non-interest income of $22.4 million, partially offset by non-interest expense of $59.3 million and credit loss expense of $4.7 million. The company also saw growth in total loans and deposits during the quarter.

Net income to common shareholders was $31.3 million, with diluted earnings per share at $1.25.

Net interest income reached $83.6 million, with a net interest margin of 6.20%.

Non-interest income totaled $22.4 million, including $14.2 million related to the Transport Financial Solutions (TFS) acquisition.

Triumph Business Capital and TriumphPay processed a combined $4.034 billion in transportation invoice payments.

Total Revenue
$106M
Previous year: $75.1M
+41.2%
EPS
$1.25
Previous year: $0.66
+89.4%
Net Interest Margin
6.2%
Previous year: 5.72%
+8.4%
Past Due to Total Loans
3.22%
Previous year: 2.19%
+47.0%
Non-Performing Assets
1.15%
Previous year: 0.87%
+32.2%
Cash and Equivalents
$314M
Previous year: $198M
+58.9%
Total Assets
$5.94B
Previous year: $5.06B
+17.3%

Triumph Financial

Triumph Financial

Forward Guidance

The press release does not contain forward guidance.