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Sep 30, 2020

Synovus Q3 2020 Earnings Report

Synovus reported strong operating performance with growth in core transaction deposits and adjusted fee income, along with disciplined expense management, contributing to improved profitability.

Key Takeaways

Synovus Financial Corp. reported diluted earnings per share of $0.56 and adjusted diluted earnings per share of $0.89 for the third quarter of 2020. The quarter was marked by strong operating performance, including growth in core transaction deposits and adjusted fee income, as well as disciplined expense management.

Diluted EPS was $0.56, and adjusted diluted EPS was $0.89.

Core transaction deposits increased by $1.56 billion or 5% sequentially.

Total deposit costs decreased by 14 bps from the second quarter to 0.39%.

CET1 and Total Risk Based Capital ratios improved to 9.30% and 13.16%, respectively.

Total Revenue
$491M
Previous year: $491M
+0.1%
EPS
$0.89
Previous year: $0.97
-8.2%
Gross Profit
$415M
Cash and Equivalents
$53B
Previous year: $1.18B
+4385.6%
Free Cash Flow
$672M
Previous year: $99.8M
+573.1%
Total Assets
$53B
Previous year: $47.7B
+11.3%

Synovus

Synovus

Forward Guidance

Synovus is well-positioned for the fourth quarter and coming year due to the responsiveness of team members, unwavering support of customers, the effectiveness of the local relationship delivery model, and an improving economy.