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Dec 31, 2023

Synovus Q4 2023 Earnings Report

Synovus reported mixed results with a decrease in net income and EPS compared to the previous year, but core deposits increased.

Key Takeaways

Synovus reported a decrease in net income available to common shareholders to $60.6 million, or $0.41 per diluted share, compared to $1.35 in Q4 2022. Adjusted diluted earnings per share were $0.80, also down from $1.35 in the prior year. The results were impacted by a $51 million FDIC special assessment. Core deposits increased, and the CET1 ratio rose sequentially to 10.22%.

Net income available to common shareholders was $60.6 million, or $0.41 per diluted share.

Adjusted diluted earnings per share were $0.80.

Core deposits increased by $714.1 million, or 2%, sequentially.

The $51 million FDIC special assessment impacted reported and adjusted EPS by $0.26.

Total Revenue
$489M
Previous year: $604M
-19.1%
EPS
$0.8
Previous year: $1.35
-40.7%
Gross Profit
$363M
Previous year: $1.32B
-72.6%
Cash and Equivalents
$2.45B
Previous year: $1.98B
+23.9%
Free Cash Flow
$255M
Previous year: $572M
-55.5%
Total Assets
$59.8B
Previous year: $59.7B
+0.1%

Synovus

Synovus

Synovus Revenue by Segment

Revenue & Expenses

Visualization of income flow from segment revenue to net income