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Sep 30, 2021

Synovus Q3 2021 Earnings Report

Synovus reported diluted earnings per share of $1.21 and adjusted diluted earnings per share of $1.20 for Q3 2021.

Key Takeaways

Synovus Financial Corp. reported strong financial results for the third quarter of 2021, with net income available to common shareholders of $178.5 million, or $1.21 per diluted share. The company saw growth in loans (excluding PPP), core transaction deposits, and pre-provision net revenue. Synovus also achieved a pre-tax run rate benefit of approximately $100 million from its Synovus Forward initiatives.

Net income available to common shareholders was $178.5 million, or $1.21 per diluted share.

Loans increased by $105.0 million sequentially, or $922.7 million excluding Paycheck Protection program (PPP) loans.

Core transaction deposits increased $1.03 billion, or 3% sequentially.

Synovus Forward initiatives reached a pre-tax run rate benefit of approximately $100 million by quarter end.

Total Revenue
$500M
Previous year: $491M
+1.7%
EPS
$1.2
Previous year: $0.89
+34.8%
Gross Profit
$425M
Previous year: $415M
+2.2%
Cash and Equivalents
$2.69B
Previous year: $53B
-94.9%
Free Cash Flow
$399M
Previous year: $672M
-40.6%
Total Assets
$55.5B
Previous year: $53B
+4.7%

Synovus

Synovus

Forward Guidance

Synovus is on track to achieve an aggregate $175 million pre-tax run rate benefit by the end of 2022 with Synovus Forward.