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Dec 31, 2020

Synovus Q4 2020 Earnings Report

Reported diluted earnings per share of $0.96 and adjusted diluted earnings per share of $1.08.

Key Takeaways

Synovus Financial Corp. reported net income available to common shareholders of $142.1 million, or $0.96 per diluted share, for the fourth quarter of 2020. Adjusted earnings per diluted share were $1.08. Period-end deposit growth of $2.03 billion or 5% from the third quarter. Net interest income of $385.9 million increased $8.9 million or 2% sequentially.

Net income available to common shareholders was $142.1 million or $0.96 per diluted share as compared to $83.3 million or $0.56 in the prior quarter.

Adjusted earnings per diluted share of $1.08, up 22% sequentially and 15% year-over-year.

Period-end deposit growth of $2.03 billion or 5% from the third quarter.

Net interest income of $385.9 million increased $8.9 million or 2% sequentially.

Total Revenue
$501M
Previous year: $497M
+0.7%
EPS
$1.08
Previous year: $0.94
+14.9%
Gross Profit
$1.71B
Previous year: $496M
+244.5%
Cash and Equivalents
$4.25B
Previous year: $1.19B
+258.3%
Free Cash Flow
$218M
Previous year: $236M
-7.6%
Total Assets
$54.4B
Previous year: $48.2B
+12.8%

Synovus

Synovus

Synovus Revenue by Segment

Forward Guidance

In the year ahead, Synovus expects its Synovus Forward initiatives to produce additional revenue opportunities, expense savings, and efficiencies that will further strengthen the bank.

Revenue & Expenses

Visualization of income flow from segment revenue to net income