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Dec 31, 2022

Synovus Q4 2022 Earnings Report

Synovus reported fourth quarter earnings with diluted earnings per share of $1.35, up from $1.33 in 3Q22, and total revenue of $603.8 million, a 4% increase sequentially.

Key Takeaways

Synovus Financial Corp. reported strong financial results for Q4 2022, with net income available to common shareholders at $197.5 million, or $1.35 per diluted share. Total revenue reached $603.8 million, marking a 19% increase compared to Q4 2021. The company's loan portfolio saw significant growth, and deposit levels also increased during the quarter.

Net income available to common shareholders was $197.5 million, or $1.35 per diluted share, up $0.02 sequentially and up $0.04 compared to the fourth quarter 2021.

Total revenue of $603.8 million increased $21.6 million, or 4%, sequentially and was up $94.4 million, or 19%, compared to the fourth quarter 2021.

Period-end loans increased $1.14 billion, or 3%, representing a growth rate of 11% annualized.

Period-end deposits grew $1.17 billion, or 2%, sequentially, with core deposits increasing $372.8 million, or 1%.

Total Revenue
$604M
Previous year: $509M
+18.5%
EPS
$1.35
Previous year: $1.35
+0.0%
Gross Profit
$1.32B
Previous year: $1.68B
-21.4%
Cash and Equivalents
$1.98B
Previous year: $57.3B
-96.5%
Free Cash Flow
$572M
Previous year: -$55.3M
-1134.7%
Total Assets
$59.7B
Previous year: $57.3B
+4.2%

Synovus

Synovus

Synovus Revenue by Segment

Forward Guidance

Synovus is focused on executing its strategies to drive profitable growth, enhance service quality, and deepen client relationships. The company aims to maintain a resilient risk profile, generate broad-based deposit growth, and uphold strong credit vigilance amidst economic uncertainty.

Revenue & Expenses

Visualization of income flow from segment revenue to net income