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Mar 31, 2020

Truist Q1 2020 Earnings Report

Reported earnings for the first quarter of 2020.

Key Takeaways

Truist Financial Corporation reported a net income of $986 million for Q1 2020, a 31.6% increase compared to the same period last year. Earnings per diluted common share were $0.73, a decrease of 24.7% year-over-year. The results were significantly affected by merger-related costs and discretionary costs related to supporting stakeholders during the COVID-19 pandemic. The company provided $893 million in reserves to address expected future losses.

Earnings per diluted common share were $0.73; adjusted diluted earnings per share were $0.87.

ROA was 0.90 percent; adjusted ROA was 1.06 percent.

ROCE was 6.58 percent; adjusted ROCE was 7.88 percent.

ROTCE was 13.23 percent; adjusted ROTCE was 15.51 percent.

Total Revenue
$5.61B
Previous year: $2.9B
+93.6%
EPS
$0.87
Previous year: $0.98
-11.2%
GAAP Efficiency Ratio
61.1%
Adjusted Efficiency Ratio
53.4%
Net Charge-Offs
$0.36
Cash and Equivalents
$36.3B
Previous year: $2.72B
+1236.3%
Free Cash Flow
$4.16B
Total Assets
$506B
Previous year: $228B
+122.2%

Truist

Truist

Forward Guidance

Truist did not provide specific forward guidance in this earnings report. The report focuses on the impact of the COVID-19 pandemic and the merger-related activities.