Loading...
•
Jun 30
Truist Q2 2025 Earnings Report
Truist reported solid results with strong loan growth and share repurchases in Q2 2025.
Key Takeaways
Truist delivered $1.2 billion in net income, driven by strong loan growth and stable asset quality, while repurchasing $750 million in shares. Revenue and EPS showed steady growth.
Net income reached $1.2 billion with diluted EPS of $0.90
Revenue rose to $5.04 billion, up 1.8% sequentially
Strong loan growth of 2% linked-quarter with solid credit metrics
Repurchased $750 million of common stock, targeting $500 million in 3Q25
Truist
Truist
Truist Revenue by Geographic Location
Revenue by Geographic Location
US Operations Revenue
CapyFin.com Forward Guidance
Truist expects modest revenue growth, continued expense discipline, and improved investment banking performance in 2H25.
Positive Outlook
- Adjusted revenue expected to rise 2.5%-3.5% in Q3 2025
- Expense growth targeted at ~1% in Q3 2025
- SCB expected to decline to 2.5% effective October 1, 2025
- Investment banking & trading positioned for recovery in 2H25
- Continued strong asset quality and credit discipline
Challenges Ahead
- CET1 ratio declined 30 bps vs Q1 2025 due to capital returns
- Higher personnel expenses driving adjusted noninterest expense growth
- Net interest margin remains relatively flat at 3.02%
- Lower investment banking and trading income in 2Q25
- Deposit costs remain elevated despite growth