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Sep 30, 2020

Truist Q3 2020 Earnings Report

Reported strong performance for the quarter, benefiting from stable asset quality and diverse noninterest-income generating businesses.

Key Takeaways

Truist Financial Corporation reported earnings for the third quarter of 2020 with a net income available to common shareholders of $1.1 billion, up 45.3 percent compared to the third quarter last year. Earnings per diluted common share were $0.79, a decrease of 16.8 percent compared with the same period last year.

Earnings per diluted common share were $0.79; adjusted diluted earnings per share were $0.97.

ROA was 0.91 percent; adjusted ROA was 1.11 percent.

ROCE was 6.87 percent; adjusted ROCE was 8.50 percent.

ROTCE was 13.31 percent; adjusted ROTCE was 16.08 percent.

Total Revenue
$5.57B
Previous year: $3B
+85.5%
EPS
$0.97
Previous year: $0.96
+1.0%
GAAP Efficiency Ratio
67.4%
Adjusted Efficiency Ratio
57.3%
Net Charge-Offs
$0.42
Cash and Equivalents
$37.1B
Previous year: $2.9B
+1177.8%
Free Cash Flow
$295M
Total Assets
$499B
Previous year: $237B
+110.8%

Truist

Truist

Forward Guidance

Truist will update and resubmit its capital plan in early November 2020 to reflect changes in financial markets and the macroeconomic outlook.