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Dec 31, 2019

Truist Q4 2019 Earnings Report

Truist's earnings were reported for Q4 2019, reflecting heritage BB&T prior to the merger and results from both BB&T and SunTrust post-merger.

Key Takeaways

Truist Financial Corporation reported earnings for the fourth quarter of 2019 with a net income of $702 million, or $0.75 per diluted share. The results include costs associated with the merger of equals completed on December 6, 2019. Taxable-equivalent revenue totaled $3.7 billion, and adjusted net income was $1.0 billion.

Earnings per diluted common share were $0.75; adjusted diluted earnings per share were $1.12.

ROA was 0.95 percent; adjusted ROA was 1.40 percent.

Completed merger of equals on December 6, 2019, merging loans of $154.0 billion and deposits of $170.7 billion.

Taxable-equivalent revenue was $3.7 billion for the fourth quarter of 2019.

Total Revenue
$3.63B
Previous year: $2.94B
+23.3%
EPS
$1.12
Previous year: $0.98
+14.3%
Net Interest Margin
3.41%
Previous year: 3.49%
-2.3%
GAAP Efficiency Ratio
71%
Previous year: 60.7%
+17.0%
Adjusted Efficiency Ratio
57.5%
Previous year: 56.5%
+1.8%
Cash and Equivalents
$19.1B
Previous year: $3.84B
+396.0%
Free Cash Flow
-$668M
Previous year: $1.01B
-166.3%
Total Assets
$473B
Previous year: $226B
+109.6%

Truist

Truist