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Jun 30, 2020

Truist Q2 2020 Earnings Report

Truist's second quarter performance in 2020 was marked by earnings of $902 million, driven by growth in earning assets, a strong performance from investment banking, a record quarter from insurance brokerage, and great results from residential mortgage banking, while also providing $844 million for credit losses due to economic uncertainty.

Key Takeaways

Truist Financial Corporation reported net income available to common shareholders of $902 million for the second quarter of 2020, an increase of 7.1% compared to the same period last year. Earnings per diluted common share were $0.67, a decrease of 38.5% compared to the previous year. Adjusted net income was $1.1 billion, or $0.82 per diluted share.

Earnings per diluted common share were $0.67; adjusted diluted earnings per share were $0.82.

ROA was 0.75 percent; adjusted ROA was 0.91 percent.

ROCE was 5.90 percent; adjusted ROCE was 7.26 percent.

ROTCE was 11.83 percent; adjusted ROTCE was 14.17 percent.

Total Revenue
$5.87B
Previous year: $3.04B
+93.0%
EPS
$0.82
Previous year: $1.1
-25.5%
GAAP Efficiency Ratio
66.1%
Adjusted Efficiency Ratio
55.8%
CET1 Ratio
9.7%
Cash and Equivalents
$41.2B
Previous year: $2.55B
+1513.7%
Free Cash Flow
-$146M
Total Assets
$504B
Previous year: $231B
+118.4%

Truist

Truist